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Commercial Claims

The team at Buffalo Public Adjusters has more than 100 years combined experience handling complex commercial claims, some upwards of $20M. We manage the entire claim process on your behalf and keep you informed of the progress as your advocate tasked with maximizing your claim recovery.

We understand the insurance coverage, navigating enhancements that benefit you, and the claims process. The insuring agreement requires business owners to adhere to strict policy provisions, and you cannot postpone these responsibilities.

Buffalo Public Adjusters’ experience in the claim management process streamlines the recovery approach, allowing you to return to normal business operations as soon as possible.

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Municipal/Institutional

When a loss happens with any Municipality or School, it is devastating for an entire community. Insurance policies are in effect a contract to provide coverage in exchange for a premium. While you can purchase the best policy available, it is still your duty, not the Insurance Company’s, to document the damages to the structures, business personal property, property of others, loss of income, extra expenses, law and ordinance, and other coverages.

When a loss happens with any Municipality or School, it is devastating for an entire community. Insurance policies are in effect a contract to provide coverage in exchange for a premium. While you can purchase the best policy available, it is still your duty, not the Insurance Company’s, to document the damages to the structures, business personal property, property of others, loss of income, extra expenses, law and ordinance, and other coverages.

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Religious Organizations

Losses to any Religious Organization can be overwhelming to a community and the congregation on both a financial and emotional front. However, some Insurance Companies specialize in Religious Organizations. With any loss, the task of understanding the policy and compiling the damages post-loss rests upon the insured, not the insurance company.

Religious Organizations have priceless artifacts and irreplaceable items; how do you value them? What does the insurance company owe you? How is it paid – RCV, ACV, or Agreed Value? Is it classified as an antique? Do you have any appraisal documentation of your items? All of these are valid questions that need addressing when you suffer a loss. The team at Buffalo Public Adjusters can not only answer these questions, but we can custom tailor a plan to address all potential situations within your policy.

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Industrial/Manufacturing

Industrial and Manufacturing claims can be challenging to navigate correctly, especially when multiple insurers are involved. Coverage limitations and extensions vary wildly from policy to policy. Dealing with building damage, employees, loss of income, extra expenses, and temporary locations is often overwhelming. A need to return to business quickly can pressure businesses to accept insurance company offers far less than which they are entitled.

The team at Buffalo Public Adjusters has extensive experience handling losses with these difficulties. Our Adjusters, Estimators, and CPAs will document your loss and tailor it to maximize the benefits afforded under your insurance policy. Spend more time taking care of your employees, clients, and your business, and Let Us Build You a Better Claims Experience.

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