To the insurance company promptly. Be sure to record the date/time, who you spoke to, and the claim number. Always ask for a confirmation via e-mail or writing that you submitted the claim.
For purchases you make, starting immediately after your loss. Write down the items on the back of the receipt (i.e., winter jacket) as receipt descriptions are not detailed and are often abbreviated.
To secure your property from further damages – your policy requires this. They will help limit any liability you may have as well as prevent further damage caused by inclement weather.
You incur due to the loss. People often forget that items such as extra mileage to/from work, pet boarding, laundry and increased utility costs can be included in the claim.
Remove valuables, gather money, jewelry, and credit cards, drivers’ licenses, social security cards, and checkbooks.
For a no-obligation consultation on your insurance claim. Our experts can give sound advice and answer questions you may have. You’ll come out of the meeting more knowledgeable and better prepared for the insurance claims process.
Unless approved to do so by the fire department or building inspector. Be careful when entering a damaged home as ceilings may fall, objects can move, and lighting may not be good.
Company or contractor start removing items for “cleaning” or start working on repairs before getting quotes in writing and doing your due diligence on the company. Doing so my waste your insurance funds or jeopardize the claim.
Beverage, or medication that has been exposed to heat, smoke, soot, or water. Take medications to your doctor/pharmacy for replacement.
Of your home such as TV’s, electronics, and clothing. These items are likely damaged and may need to be evaluated by the insurance company.
Of the fire (where the fire appears to have started). The insurance company will likely send out their investigator. Disturbing the scene can interfere with a proper investigation and can jeopardize claim/settlement monies.
Claims process without Buffalo Public Adjusters advocating on your side. Let us Build You a better Claims Experience that secures your future and collects all you are entitled to recover.
